Neil R. Hedtke

Neil R. Hedtke

Neil R. Hedtke is a bankruptcy attorney serving Fontana, Rialto, Colton, Bloomington and Jurupa Valley, California. He represents individuals and families in Chapter 7 and Chapter 13 bankruptcy, foreclosure defense, and wage garnishment matters.

Chapter 13 Bankruptcy Explained

chapter 13 bankruptcy explained

Chapter 13 is a different approach to bankruptcy, because those who file create a repayment plan based on their income. Rather than erasing their debt, they restructure it to fit their existing financial needs. There are many benefits to filing…

Bankruptcy 101: The Role of the Trustee

While filing for bankruptcy is made as simple a process as possible for a person whose debt has become unmanageable, things behind the scenes are a little more complex. When a person files for bankruptcy, a debtor’s assets are turned…

Understanding the 341 Meeting

If you are filing either a Chapter 7 or Chapter 13 bankruptcy, after you meet with your attorney and go over all your financials, another meeting will be held to give creditors an opportunity to determine how much – if…

How Can Bankruptcy Impact Your Credit Score?

If you’re swamped with bills but are worried that filing bankruptcy might have a negative impact on your credit score, it’s important to think about what might be happening to your score right now if you aren’t able to cover…