Neil R. Hedtke

Approximately 700,000 Americans file for personal bankruptcy each year. Generally, this filing will come after a long stretch of financial turmoil. The only way to get your bankruptcy filed and approved the right way is by seeking out the help…

When you file bankruptcy, you need to list all of your debts so that you can be discharged from them once your case is complete. While some of these obligations are straightforward- for example, you owe $5500 on a Visa…

If you’re in the position of trying to get disability money from Social Security, you’re in a specific situation involving a bureaucratic system that has a good number of rules and processes. It can be daunting – it can be…

In the 1934 case Local Loan Co. vs. Hunt, the United States Supreme Court stated that the bankruptcy process was intended to give honest but overwhelmed debtors a “new opportunity in life and a clear field for future effort, unhampered…

Since the beginning of the COVID-19 pandemic, consumers from all walks have dealt with serious financial struggles. Millions of people are currently out of work, which means they have no money coming in to pay the bills. Many of these…

Although “bankruptcy” is a scary word to many people, it is nothing to be afraid of or ashamed about. This is a legally valid tool for those in a great amount of debt to get out of dire financial straits…

No one hopes to find themselves in the midst of a financial crisis, but when we do, it is important to understand what our options may be. While bankruptcy can merely be a sound way to start over financially without…

When going through the bankruptcy process there are many things that you need to be aware of. For most people, one of the most important is the automatic stay that gets put in place. An automatic stay is a key…

Here’s a question that we hear asked once in a while. Professional firms like ours understand the value of pursuing a bankruptcy process. We know that it’s not ‘bad’ to initiate these kinds of proceedings, even though the situation that…

Estate planning is not a fun thing to think about. People want to focus on what they are doing while they are alive, not after they pass. However, properly planning your estate is the best possible thing you can do…