Neil R. Hedtke

Since the beginning of the COVID-19 pandemic, consumers from all walks have dealt with serious financial struggles. Millions of people are currently out of work, which means they have no money coming in to pay the bills. Many of these…

Although “bankruptcy” is a scary word to many people, it is nothing to be afraid of or ashamed about. This is a legally valid tool for those in a great amount of debt to get out of dire financial straits…

No one hopes to find themselves in the midst of a financial crisis, but when we do, it is important to understand what our options may be. While bankruptcy can merely be a sound way to start over financially without…

When going through the bankruptcy process there are many things that you need to be aware of. For most people, one of the most important is the automatic stay that gets put in place. An automatic stay is a key…

Here’s a question that we hear asked once in a while. Professional firms like ours understand the value of pursuing a bankruptcy process. We know that it’s not ‘bad’ to initiate these kinds of proceedings, even though the situation that…

Estate planning is not a fun thing to think about. People want to focus on what they are doing while they are alive, not after they pass. However, properly planning your estate is the best possible thing you can do…

Increasing your bottom line isn’t always about raising prices or bringing in new clients. A big part of a small business’s financial health that often gets overlooked is wisely managing the money you already have. Smart financial management can make…

Failing to file your tax returns is a serious (intentional or inadvertent) oversight that will assuredly get you attention from the IRS. However, failure-to-file is not an uncommon issue for many American taxpayers. If you have found yourself in this…

When times are difficult financially, you may begin to feel a creeping fear that you will need to file for bankruptcy, either personally or for your business. It is important to understand that, while sometimes bankruptcy really is the best…

If you are already anxious about your personal financial situation because of incurred debt and the constant calls from debt collectors, your stress could be exacerbated by wage garnishment. This practice, which can (usually) only occur after a court has…