If you decide to file for bankruptcy, your lawyer will file an application with the court. Recognize that the lawyer’s responsibility is to safeguard as many of your resources as possible, so let him or her know what’s most essential to you. Bankruptcy Attorney Fontana will make clear everything to you.

The very next step is dependent on the type of bankruptcy. In a Chapter 7 case, you would go before a Chapter 7 trustee to have your bankruptcy request reviewed. In most instances, your lawyer has already done all of the lifting heavy objects. When you hire a lawyer, these meetings are typically painless because you provide complete and accurate schedules as well as rear supporting documents to the trustee.

Things can get complicated in a Chapter 13 scenario.

You not only need to encounter the Chapter 13 trustee, but you need to also present a Chapter 13 Strategy that the Court will recognize. When going to file without a defense attorney, most people are struggling with this step. Your Chapter 13 Strategy must encounter all Bankruptcy Code requirements.

Do I require a Bankruptcy Lawyer?

Customers have the option to employ a lawyer or reflect themselves when filing for bankruptcy, but as the statistics from the American Bankruptcy Organisation show, hiring a lawyer is a massive benefit.

This victim’s math is intimidating:

Only one out of every twenty-five consumers who use a lawyer is denied a release when filing for Chapter 7. One in every three individuals who file entirely on their own do not obtain a release.

Only about one in every fifty consumers who file for bankruptcy on their own in Chapter 13 gets a discharge. If you hire a lawyer, your chances of success increase to four out of ten.

The explanations are self-evident. Bankruptcy is a complicated topic. Creditors desire to be paid by customers who claim not to owe money.

If you lack confidence filing legal papers or trying to argue your case compellingly, you may lose due to absurdly simple errors. A knowledgeable lawyer understands which documents must be filed and when timelines must be met. An expert attorney is familiar with the judges engaged and the arguments that must be made in order to obtain the desired outcome.

If you lack confidence filing legal papers or trying to argue your case compellingly, you may lose due to absurdly simple errors. A knowledgeable lawyer understands which documents must be filed and when timelines must be met. An expert attorney is familiar with the judges engaged and the arguments that must be made in order to obtain the desired outcome.

Not only that, but inaccurately having completed the documentation can have devastating results. It is completely possible that the Chapter 7 trustee will sell your home due to a clerical error! These types of errors are uncommon when using a lawyer, but they do happen regularly when people file by themselves.

This is the reason hiring a lawyer has a much more successful outcome than filing on your own.